How to File Taxes in Canada as an Immigrant (2025 Guide)
Filing taxes in a new country can feel overwhelming, especially if you recently moved to Canada. As of 2025, the Canada Revenue Agency (CRA) requires all residents—including immigrants, permanent residents, and some temporary workers—to file an annual income tax return. This article explains how to file taxes in Canada as an immigrant, what documents you need, and tips for maximizing your tax refunds.
Do Immigrants Need to File Taxes in Canada?
Yes. If you are considered a resident for tax purposes, you must report worldwide income to the CRA. This includes income from Canada and from your home country. In most cases, if you have been in Canada for more than 183 days or if Canada is your primary home, you are considered a tax resident.
Important Deadlines in 2025
- Personal Income Tax Filing Deadline: April 30, 2025
- Self-Employed Individuals: June 15, 2025 (taxes still due by April 30)
- Tax Refund Timeline: Within 2–4 weeks if filed online
Step-by-Step: How to File Taxes in Canada as an Immigrant
- Get Your Social Insurance Number (SIN) – Required for employment and tax filing.
- Collect Tax Documents – T4 (employment income), T5 (investment income), tuition slips, and foreign income statements.
- Download CRA-Approved Software – Use NETFILE-certified tax software like TurboTax, Wealthsimple Tax, or UFile.
- Create a CRA My Account – Register online to track refunds, notices, and benefit payments.
- Complete Your Tax Return – Report Canadian income and foreign income (if applicable).
- Claim Deductions & Credits – Medical expenses, tuition credits, GST/HST credit, and Canada Child Benefit (CCB).
- Submit Online or by Mail – NETFILE is fastest; paper filing is slower but available.
Common Tax Credits for Immigrants
- GST/HST Credit – Quarterly payment to offset sales tax costs.
- Canada Child Benefit (CCB) – Monthly payments for families with children under 18.
- Tuition and Education Credits – For international students studying in Canada.
- Foreign Tax Credit – Avoids double taxation on income from outside Canada.
Filing Taxes for International Students
International students in Canada may also need to file taxes. Even if you have little or no income, filing allows you to receive benefits like the GST/HST credit. Tuition fees can be claimed as tax credits, which can be carried forward to future years.
How to Avoid Mistakes When Filing
- Always use the correct residency status for tax purposes.
- Report all foreign income to avoid penalties.
- Double-check spelling of names and SIN numbers.
- Keep receipts for medical, tuition, and moving expenses.
Frequently Asked Questions (FAQ)
1. Can immigrants get tax refunds in Canada?
Yes. If you overpaid taxes or qualify for credits (e.g., GST/HST, tuition), you can get refunds.
2. Do international students need to file taxes?
Yes, especially if they want to claim tuition credits and GST/HST benefits.
3. How do I file if I have income from my home country?
You must declare worldwide income. The CRA allows foreign tax credits to avoid double taxation.
4. Can I file taxes without a SIN?
If you are not eligible for a SIN, you can apply for an ITN (Individual Tax Number) with the CRA.
Final Thoughts
Filing taxes in Canada as an immigrant may seem complex at first, but with the right preparation it becomes manageable. By using CRA-approved software, keeping your documents organized, and claiming available credits, you can maximize your refund. Remember: How to File Taxes in Canada as an Immigrant 2025 is not just about compliance—it’s about securing your financial future in Canada.